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PRECISE PUBLIC ADJUSTERS
Expert Advocacy For Your Property Damage Claims
At Precise Public Adjusters, we know how difficult the claim process is for homeowners — this is why we do the work for you. With all the constant policy changes, addendums and limits of coverages on specific losses, in most instances, it’s increasingly difficult for the average homeowner to secure a fair and accurate settlement. We understand how to navigate deadlines and documentation requirements with complex insurance policies, as it can all be overwhelming. Our job is to take that burden off your shoulders. We protect your interests—not the insurance company’s—at every step of the claim. We assess your damage, carefully review your policy, document every loss detail, write a professional estimate, and negotiate directly with the carrier on your behalf. Our goal is very simple: help Florida property owners secure the full and fair settlement they deserve so they can rebuild faster.
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Types of Claims We Handle:
Hail Damage
Mold
Tree Damage
Drain Leaks
Smoke Damage
Water Damage
Wind Damage
Hurricane Damage
Plumbing Leaks
Fire Claims
Roof Leaks
Slab Leaks
Drain Collapse
Vandalism
Lightning
Has your insurance company denied your claim? Is your claim underpaid? Is your insurance company delaying payments? We have extensive experience with these type of claims.
No matter the claim, we bring clarity, accuracy, and relentless advocacy to your recovery.
We Manage Every Step Of The Claim
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Assessing the full scope of damage — We inspect the property, identify all visible and hidden areas affected by the loss, and determine how it impacts every part of your home.
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Interpreting your insurance policy — We break down coverage, exclusions, limits, addendums and endorsements so you understand exactly what benefits you’re entitled to.
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Documenting and valuing the claim — We photograph damages, measure, prepare a report, write an estimate and present a complete and accurate picture of your damages to your insurance company.
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Communicating with the insurance company — We will handle correspondences by first contacting the carrier for you, we attend all inspections, ensuring your claim is presented professionally and supported with all the evidence required for a first-rate claim package.
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Advocating for a fair settlement — We challenge undervalued estimates, overlooked damages, and improper denials to secure the strongest recovery possible.
Contact Us For a Thorough Review
Request a Review and Inspection
Contact our Florida Public Adjuster Expert for a thorough evaluation of your current property loss and a review of your policy. We specialize in securing fair compensation for your claim. We will typically contact you within 24 hours.
321-368-0436
info@precisepublicadjusters.com
This is a solicitation for business. if you have had a claim for an insured property loss or damage and you are satisfied with the payment by your insurer, you may disregard this advertisement. Claim outcomes vary based on policy terms, coverage, and documentation. No specific settlement amount is guaranteed.
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Frequently Asked Questions
What is a Public Adjuster?
A public adjuster is a claims professional licensed through the state with very strict regulations. We are hired directly by the homeowner to represent their interests throughout the entire claims process. Unlike company adjusters or independent adjusters—who are paid by and work for the insurance carrier—a public adjuster’s sole duty is to the homeowner.
When should I hire a Public Adjuster?
Anytime during the claim process is fine; however, the best time to hire a public adjuster is from the very beginning. Hiring a public adjuster early prevents mistakes, protects your payout, it typically stops the insurer from controlling the narrative of your claim and usually has fewer delays and faster results.
My claim was denied / My claim was under my deductible or underpaid. Can you help us?
Yes, we can most likely help you. We expertly manage many claims that are denied, underpaid or under their deductible prior to our handling. Contact us for a free review of your claim documents and an inspection of your loss.
Can't I just use the Adjuster from the Insurance Company?
Yes. The Insurance Company will schedule a Company Adjuster or an Independent Adjuster to take photos and inspect your loss. Sometimes just an inspector, with no adjuster license, will be hired by the carrier or a third party to take photos and measure. None are Fiduciaries and do not work in your best interest, only a Public Adjuster does this.
If I don't hire a Public Adjuster then who decides the outcome of my claim?
In most cases, it's the Desk Adjuster that settles your claim. A Desk Adjuster works directly for the Insurance Company
or is an Independent Adjuster who contracts for the Insurance Company. Neither are a Fiduciary and do not work in your best interest. Also, the Desk Adjuster has never inspected your property to get a good visual on your claim. The Desk Adjuster ONLY relies on photos from the inspection, a report, and possibly an estimate and has limits.
How long does the average claim usually take?
A typical residential insurance claim in Florida takes approximately 75–120 days from start to finish. However, some claims may extend beyond this timeframe depending on the complexity of the loss, the need for additional insurance company inspections, or delays in receiving timely responses from the insurance carrier.
How does a Public Adjuster get paid?
Public Adjusters charge a small percentage of the total amount of the claim we collect for you. Public Adjusters work on a contingency and do not get paid until after you get a check from the insurance company. There are NO up front costs. No Recovery, No Fee.
Attached is an independent report showing how much more Florida homeowners typically recover when represented by a public adjuster. The analysis was conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), the research arm of the Florida Legislature.
